NABARD unveiled Delhi's first State Focus Paper (SFP) for 2026-27, projecting Rs 2.62 lakh crore priority sector credit potential. The plan allocates Rs 2.41 lakh crore for MSMEs, Rs 1,220.36 crore for farm credit, Rs 2,833.11 crore for allied activities, and Rs 230.72 crore for agriculture infrastructure. NABARD proposes new 'nano' and 'mini' enterprise categories below micro units to expand formal credit access and reduce compliance burden.

This represents NABARD's shift from top-down to bottom-up credit planning, following RBI's directive for district-specific Potential Linked Credit Plans (PLPs). The SFP consolidates district-level assessments into unified sectoral roadmaps, marking Delhi's first comprehensive credit blueprint despite NABARD's 42-year presence. The plan recognizes Delhi's urbanization by reimagining agriculture through vertical farming, rooftop cultivation, and 'agriculture-as-a-service' models. The proposed nano-mini enterprise categories target household-level activities like flour mills and food processing, addressing the gap between informal microenterprises and formal MSME classification. This aligns with government priorities of value addition, decentralized planning, and employment generation. The agriculture-MSME linkage emphasis transforms farm produce into enterprise output, boosting rural incomes. NABARD's GI-linked credit ecosystems support 150+ registrations with 250 more filed, reviving heritage skills. The convergence approach leverages RIDF and MIF funds for infrastructure development, ensuring credit flows are supported by enabling infrastructure across urban logistics, storage, and service delivery systems.