NABARD projected ₹80.65 crore Priority Sector Credit Potential for Lohit district, Arunachal Pradesh in FY27. Agriculture and Allied Sector allocated ₹40.57 crore. District Consultative Committee meeting held Wednesday in Tezu launched Annual Credit Plan based on NABARD's Potential Linked Credit Plan. Deputy Commissioner Kesang Ngurup Damo chaired meeting with banking representatives from SBI, Arunachal Pradesh Rural Bank, private banks. Focus on institutional credit support, financial literacy programmes, Agri-Clinics scheme implementation for rural development.

The Potential Linked Credit Plan (PLP) serves as NABARD's strategic framework for assessing district-level credit requirements in priority sectors, forming the foundation for Annual Credit Plans. In Lohit district's case, the ₹80.65 crore projection represents a systematic assessment of agriculture, rural development, and MSME financing needs for FY27. The 50.3% allocation to Agriculture and Allied Sector (₹40.57 crore) reflects the region's agrarian economy and aligns with NABARD's mandate to strengthen rural credit infrastructure in northeastern states. The District Consultative Committee mechanism ensures coordination between NABARD, commercial banks, regional rural banks, and district administration for effective credit delivery. This planning process is crucial for northeastern states like Arunachal Pradesh, where geographical challenges and limited banking penetration require structured credit planning. The emphasis on Agri-Clinics and Agri-Business Centres Scheme indicates focus on entrepreneurship development beyond traditional farming. Financial literacy programmes become essential in regions with lower banking awareness, making credit planning more comprehensive than mere fund allocation.