Central Bank of India submitted its Q4 FY26 security cover certificate to NSE and BSE on April 30, 2026, complying with SEBI LODR Regulation 54(2). The certificate covers ₹1500 crore unsecured debt securities (ISIN: INE483A08049) issued through private placement. ADB & Company audited and certified full regulatory compliance with no security charges or covenant breaches. The bank's Q4 FY26 net profit was ₹724 crore, down 30% due to deferred tax asset impact from Finance Act 2026.

SEBI LODR Regulation 54(2) mandates listed entities with debt securities to file quarterly security cover certificates, ensuring transparency in debt obligations and compliance monitoring. Central Bank of India's ₹1500 crore unsecured debt represents private placement bonds without collateral backing, relying solely on the bank's creditworthiness. The unsecured nature increases borrowing costs but provides operational flexibility without asset encumbrance. ADB & Company's certification validates covenant adherence and confirms no security breaches, crucial for maintaining investor confidence and regulatory standing. The timing coincides with the bank's Q4 results showing mixed performance - strong business growth of 15.60% and improved asset quality (slippage ratio down to 1.16%) offset by profit decline due to Finance Act 2026's tax provisions. This regulatory filing demonstrates the bank's commitment to transparency in capital market operations while managing substantial unsecured debt exposure. The certificate's Basel III compliance alignment ensures the debt instruments meet RBI's prudential norms, maintaining capital adequacy ratios essential for public sector banks' regulatory approval.