Agricultural Infrastructure Fund (AIF) launched in July 2020 with ₹1 lakh crore corpus over four years. Provides 3% interest subvention and credit guarantee support for post-harvest infrastructure projects. Covers cold chains, warehouses, sorting units, processing facilities at farm-gate and aggregation points. Managed through NABARD with implementation by banks, NBFCs, and state agencies. Targets doubling farmers' income through reduced post-harvest losses and value addition. Progress includes ₹33,000 crore sanctions by March 2024.

AIF addresses critical infrastructure gaps in India's agricultural value chain, where 20-25% post-harvest losses occur annually due to inadequate storage and processing facilities. The fund operates through a unique blended financing model - borrowers get loans at reduced rates (maximum 9%) with government providing 3% interest subvention and 100% credit guarantee for eligible projects up to ₹2 crore. This risk-sharing mechanism encourages private investment in rural infrastructure traditionally avoided by commercial lenders. Projects must demonstrate direct farmer linkages and be commercially viable. The scheme covers primary processing units, cold storage chains, pack houses, and aggregation centers, focusing on perishables like fruits, vegetables, and dairy. Implementation involves multiple stakeholders - NABARD as nodal agency, commercial banks and NBFCs as lending institutions, and state governments for facilitation. Success metrics include infrastructure creation, farmer income enhancement, and post-harvest loss reduction, directly supporting government's goal of doubling farmer incomes and achieving agricultural sustainability.